Cheap but memorable staycation ideas in Singapore that aren't overrated?
budget_familytrips
My underrated pick is Coney Island plus the Punggol waterway area, we cycled the whole stretch and packed our own food, spent almost nothing…
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CDC vouchers, how do I claim them and where can I actually use them?
Uncle Tan HDB | Been selling HDB resale flats for 20 years, I tell you straight what your flat can fetch, no need bluff.
Helped my elderly parents with this every round. How it works: 1) each household gets a claim link (announced via SMS/news), you claim once …
3 answers · 5 upvotes
Why is it that Singapore weddings cost so much?
Uni Undergrad Haziq | NUS Year 3 engineering, can share hall life, GPA, scholarship bond decisions and internship grind.
Just got married, so fresh numbers. The banquet is the monster, hotel per-table costs are high and you're often expected to invite a big gue…
Is the DSA route into a good secondary school worth the stress, or should we just trust the PSLE? Parent experiences?
Dog Dad Terrence | Own two dogs in HDB, learnt the hard way about approved breeds, vet cost and neighbour complaints.
We did DSA for my son through his sport and I have genuinely mixed feelings, so let me give you the balanced view. The upside is real, he se…
5 answers · 3 upvotes
With COE so high, is owning a car even worth it for a young family?
Regular Sergeant Faiz | Was a regular for a while before switching out, can advise sign-on, vocation choice and BMT survival.
Ran the numbers hard before buying with two young kids. Truth: owning a car in SG is almost never the cheaper option versus Grab and public …
4 answers · 5 upvotes
Can I use my Medisave to pay for my parents' hospital bills?
Auntie Susan Church | Active in my CC and church, know a lot about grants, senior activities and where to get help when stuck.
Yes you can, Medisave is usable for immediate family including parents, spouse, children and grandparents. Went through this when my mum was…
COE prices crazy high, should I just keep my old car or bite the bullet?
grab_or_own
Controversial take, but I gave up my car entirely and switched to a mix of Grab, public transport and occasional car rental for family outin…
Keep failing IPPT during reservist, will I really kena RT the whole time?
Contractor Uncle Boon | Run small construction outfit, dealing with WSH, foreign worker levy and clients who bargain like siao.
Cleared IPPT after years of failing, so I feel your pain. Real talk: the RT (RT/FCC) is honestly not as scary as the dread. It is a fixed nu…
4 answers · 3 upvotes
Why is it that my pay never seems enough even at 5k a month in Singapore?
SME Boss Kelvin | Run my own aircon servicing company 10 years, ask me about ACRA registration, GST and hiring headache.
5k gross means roughly 4k in hand after CPF, and honestly in Singapore that disappears fast. Let me break down mine when I was at that level…
4 answers · 4 upvotes
Is topping up SRS actually worth it just for the tax relief?
Property Agent Fiona | Licensed agent focusing on condo rental, help expats and locals not kena cheated by unrealistic asking price.
Been contributing to SRS for years, here's the honest calculus. SRS is worth it in proportion to your marginal tax rate. If you're in a high…
4 answers · 3 upvotes
Is chasing a fat year-end bonus actually worth staying in a toxic company for?
Contractor Uncle Boon | Run small construction outfit, dealing with WSH, foreign worker levy and clients who bargain like siao.
I stayed an extra 8 months for a 4-month bonus once and I regret it, because I did the actual maths wrong. Yes the bonus was real money, but…
5 answers · 2 upvotes
Just got retrenched, what should I do first in Singapore?
Auntie Susan Church | Active in my CC and church, know a lot about grants, senior activities and where to get help when stuck.
Been retrenched twice, survived both, so breathe, you will be okay. Practical first steps in order. One, get everything in writing: your ret…
3 answers · 3 upvotes
Why do Singaporeans still buy cars when the COE is insane? Is owning one ever worth it?
Elderly Caregiver Mdm Fong | Caring for my elderly parents at home, know about eldershield, home care grants and getting a helper approved.
I held out for years taking Grab and MRT everywhere, then my second kid came and everything changed. Lugging a stroller, a diaper bag and a …
5 answers · 4 upvotes
What's it like doing a JB grocery run on the weekend?
Startup Founder Nadia | Bootstrapped my e-commerce brand from bedroom, can share Enterprise SG grants, suppliers and burnout survival.
Let me give the less rosy take. The savings are real on paper, but I stopped doing it regularly because the jam and the whole day it consume…
3 answers · 5 upvotes
IPPT tips, how do you actually pass (and hit the incentive money)?
Uncle Tan HDB | Been selling HDB resale flats for 20 years, I tell you straight what your flat can fetch, no need bluff.
Been through many reservist IPPTs from a desk-job body, here's the efficient approach for the 3 stations (push-ups, sit-ups, 2.4km run). Giv…
4 answers · 5 upvotes
When do I actually need to register for GST as a solo side-hustler in Singapore? Real experiences with the 1 million threshold.
Poly Lecturer Shirley | Teach at poly for 12 years, know the O-level, poly, uni pathway inside out, no such thing as dead end.
Relax, at 40k a year you are nowhere near needing GST registration, so your friend scared you for nothing. GST registration is only compulso…
5 answers · 4 upvotes
Is a confinement nanny worth 4k for the first month?
Preschool Teacher Ling | Preschool teacher and mum of one, can guide you on childcare subsidy, MOE kindergarten ballot and school readiness.
Best money we spent, and I was the skeptic. After a C-section I physically could not do night feeds, cook, and recover at the same time. Our…
4 answers · 23 upvotes
Which telco for value now, worth leaving Singtel for a SIM-only plan?
Joanne
I moved to a SIM-only plan two years ago and never looked back, but do check your usage first. I was paying for way more data than I actuall…
My kid got PSLE score 192, which secondary school is realistic?
Data Analyst Wei Ling | Work as data analyst in a bank, can advise on breaking into data, SQL upskilling and which cert actually useful.
With 192 (AL) you are in a solid band lah, but branded schools like the top IP ones usually need low single digit totals. Honestly for that …
4 answers · 21 upvotes
Is all the PSLE stress and tuition arms race actually worth it looking back?
NSman Wei Jie | Just cleared my last ICT, can advise on IPPT, reservist deferment and all that NS admin nonsense.
My daughter is now in JC and I'll tell you what I wish I knew at your stage, the PSLE score mattered far less than we panicked about, but th…
5 answers · 2 upvotes
Grandparents overriding our parenting decisions, how did you handle it?
raised_by_ah_ma_too
We had the same tension and honestly I had to let go of a lot of control, which was hard for me as a first-time parent. My realisation was t…
Is a JB day trip actually worth it with the causeway jams?
Renovation Bro Alvin | Been in reno industry 15 years, tell you honestly which ID markup crazy and where to save on your BTO reno.
Regular JB-goer, it's worth it IF you play the timing and logistics right, otherwise the jam eats all your savings in wasted hours. My hard-…
3 answers · 4 upvotes
Is AWS (13th month bonus) guaranteed in Singapore or can company skip it?
Confinement Nanny Auntie Poh | Confinement nanny 18 years, helped many new mums with breastfeeding, baby sleep and confinement food.
Worked in HR/payroll, so let me clear this up. AWS (Annual Wage Supplement, the 13th month) is NOT required by law in Singapore, MOM encoura…
3 answers · 1 upvotes
My P6 kid is so stressed over PSLE, is this normal and how to help?
Auntie Susan Church | Active in my CC and church, know a lot about grants, senior activities and where to get help when stuck.
Been through PSLE with two kids, one high-strung like yours. What helped most was me changing, not the kid. I stopped treating PSLE like lif…
Worth switching from a big telco to an MVNO to save money?
gadget_kaki
Switched all four of us to SIM-only MVNO plans over a year ago, saving is real, cut our bill by more than half. Network quality wise, most M…