NSman Wei Jie Knowledge Chief Just cleared my last ICT, can advise on IPPT, reservist deferment and all that NS admin nonsense.
1,060 Knowledge points
23 Answer
193 Likes earned
2 Best Answer
Specialty topics HDB, Condo & Rent 5
Side Hustle & Business 3
Education 2
Parenting & Family 2
Govt Schemes & CPF 2
Cars & COE 2
Featured Work The most-approved answers
Education
My daughter is now in JC and I'll tell you what I wish I knew at your stage, the PSLE score mattered far less than we panicked about, but the anxiety we transmitted to her lingered for years. We over-tuitioned her in P5 and P6, she scored well, but she also developed this fear of failing that took secondary school to unwind. Looking back the highest-value thing wasn't the third tuition class, it was the reading habit and the emotional stability we gave her at home. The kids who thrive long-term are the ones who stay curious and don't burn out at 12, so protect his love of learning above chasing the last few points.
All answers (23) I ran a noodle stall at a coffeeshop for three years before calling it quits, and the number one thing nobody tells you is the hou…
If the issue is cashflow rather than needing to physically leave, look at renting out spare bedrooms, which IS allowed even before…
Get referrals for the nanny, quality varies wildly. A friend paid $4k for one who mostly watched TV and cooked bland food. We got …
If you drive, make sure your car insurance covers Malaysia and carry a bit of cash for small stuff. Also fuel up in JB, it's far c…
Did it for 18 months then went back to part-time. My honest experience, the identity hit was bigger than I expected. In Singapore …
People forget the lease decay issue with resale. We almost bought a lovely flat in Queenstown until we realised it had only 62 yea…
Don't overlook the Basic Plan in the comparison, though CPF Board defaults many to Standard now. Basic leaves more in your Retirem…
Undercharging nearly killed my side business. I was so grateful for any customer that I priced too low and ended up working for ba…
There's a middle ground people forget, car-sharing and short-term rentals. We Grab for daily stuff and book a shared car for the g…
Been on both, here's my practical verdict. Contract with phone made sense for me exactly once, when a launch promo made the effect…
One practical thing nobody mentions, the new company already made an offer, prepped onboarding, maybe told their team. If you reje…
Consider a used car with a few years of COE left, or one where you rebid a shorter lease. You skip paying peak COE for a fresh 10 …
Be careful, the rules changed. With the SA closure for members 55 and above, a lot of the old shielding advice on forums is outdat…
Also think about GST, though you're far from it now. You only need to register for GST if your business turnover exceeds 1 million…
Don't forget resale grants got enhanced recently, first-timer couples can get up to a decent chunk off. Also look at the newer BTO…
Don't stretch to top up more than your family can comfortably afford, but absolutely DO top up right to the matching cap if you ca…
Give a range where the low end is still a number you'd happily accept, because they will anchor to the low end. I made the mistake…
Watch out for the pressure-cooker effect on your child's wellbeing. I've seen parents drill their kids so hard for DSA interviews …
Whatever you pick, don't start married life in debt for one night. The flat and reno serve you for decades, the banquet is a few h…
Five years in. Nobody warns you about the emotional side. Seeing 25 years on paper made me anxious like I'd never be free. But in …
Honestly it depends on your risk appetite for uncertainty. With BTO you're gambling on the ballot queue number, we tried three tim…
On the tax part specifically: you're taxed on net profit, so keep every receipt, your cost of goods, Shopee seller fees, shipping,…