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Fiance wants to split all wedding and BTO costs 50/50 but earns twice what I do

We're planning our BTO and wedding. He insists everything is split exactly 50/50 to be "fair", but he earns almost double my salary and the split leaves me with basically nothing to save. Am I being unreasonable to want proportional splitting?
Anonymous asker ·Asked on 20 days ago ·627 views ·3 answers

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Preschool Teacher Ling Beginner First-hand experience Preschool teacher and mum of one, can guide you on childcare subsidy, MOE kindergarten ballot and school readiness.
You're not unreasonable at all, and honestly this conversation matters more than the flat. My husband and I split proportionally by income, roughly 60/40 in his favour when we started because he earned more, and we adjusted as our salaries changed. The principle we agreed on: we're building one household, not running two companies with a shared invoice. A rigid 50/50 that leaves one person unable to save isn't fairness, it's just optics. But the bigger flag is that he's not hearing you. Sit down with actual numbers, show him your take-home after the split versus his, and ask how you're meant to build an emergency fund. If he still insists on 50/50 knowing it cripples you, the money isn't the real problem, the mindset is.
Anonymous contributor Beginner First-hand experience
Careful here. How a person handles money before marriage tells you a lot about the next 40 years. If he genuinely can't see why 50/50 is unfair when he earns double, that's a values gap, not a math gap. Not saying leave, but don't sign a mortgage together until this is truly resolved, not just papered over.
Anonymous contributor Beginner First-hand experience
Proportional splitting is the norm among couples I know where incomes differ a lot. We do a shared account both contribute to by percentage of income, and keep separate personal accounts for our own spending. Fair doesn't mean identical, it means both of you can breathe. Frame it as household strategy, not you asking for a favour.

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