Data Analyst Wei Ling Knowledge Chief Work as data analyst in a bank, can advise on breaking into data, SQL upskilling and which cert actually useful.
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Specialty topics HDB, Condo & Rent 4
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HDB, Condo & Rent
You generally cannot sell on the open market before MOP, full stop, that's the rule and there's no "penalty payment" workaround to sell early to a buyer. BUT there are specific exceptions where HDB may allow early sale, and given your family circumstances you should appeal directly to HDB. Real cases I know that got approved: divorce, financial hardship (retrenchment, unable to service loan), medical grounds, or emigration. In these HDB can require you to sell back to them or approve an open-market sale. Steps: 1) Write in to HDB with documentation of your circumstances, be specific and honest. 2) If it's financial, also talk to your bank/HDB about loan deferment as an interim measure while you sort things out. 3) Don't try to sublet the whole flat to escape payments before MOP, whole-flat rental isn't allowed pre-MOP and you'll get in trouble. Appeal first, they do assess genuine hardship case by case.
All answers (19) Went through almost the same thing. First, keep everything in writing, WhatsApp and email are fine as evidence. Send a firm but po…
I did the math on my own career and hopping won, but with a big caveat. Over 8 years I switched three times and went from 4.2k to …
With 192 (AL) you are in a solid band lah, but branded schools like the top IP ones usually need low single digit totals. Honestly…
Cai png is a trap because 'three veg one meat' quietly became 5-6 bucks. What actually cut my spend without misery: 1) cook rice i…
For pure heavy data at your 80 to 100GB usage, Simba (formerly TPG) consistently offers the most GB-per-dollar, they've had plans …
Sometimes the first job is worth taking even if underpaid, IF the learning is exceptional or the brand opens doors. I took a lower…
The vouchers DO expire, and that's almost certainly what your parents keep missing, this is the crux of your problem. Each tranche…
Relax lah, they are not going to throw you in jail for being unfit. The system is: pass IPPT and you're done (plus you earn the 20…
Apply BTO anyway as a backup, it costs nothing to ballot. If you get a good queue number, great. If not, you go resale with no tim…
Retrenchment at that age is scary but I know several people who bounced back stronger, some into consulting or contract roles that…
We held, and I'm glad. Fully paid-ish flat, low monthly outgoings, and we redirected what would've been a bigger mortgage into inv…
Brother, 5k in SG in 2026 is not what 5k was ten years ago. Inflation hit food and everything hard. Even staying with parents, you…
Cheeky but real, most side hustles are just expensive hobbies that lose money for the first year, and that's fine if you know it g…
Not too late lah, but be realistic about the pay dip. I moved fields at 33 and took a 15% cut for the first year before catching u…
Winning the order is one thing, getting paid is another. If the contractor is dodgy he might still not pay and you may need enforc…
Depends heavily on your industry. In tech/sales, hopping is normal and expected. In banking compliance or civil service, they do l…
Honestly after three tries I gave up and went resale. Yes I paid more and used up my grant, but I got keys in 3 months instead of …
I scrapped and bought another used car instead. Reason: my old car was starting to have small issues every few months, and renewin…