Physio Coach Marcus Master

Physiotherapist and part-time run coach, can advise on IPPT prep, knee pain and not injuring yourself gym-ing.

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HDB, Condo & Rent 1
Parenting & Family 1
Travel & Local 1
Food & Hawker 1
Cars & COE 1

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HDB, Condo & Rent

BTO vs resale for our first home, we can't decide?

Run the numbers with the grants properly on the HDB site before deciding, the resale grants stack differently and for some couples the gap narrows a lot. Also factor MOP: both lock you in 5 years from key collection/purchase before you can sell. We went BTO, waited 4.5 years, and honestly the wait flew by and we saved a ton that went into renovation and investments. Patience paid for us. But we weren't in an in-law pressure cooker.
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Is PSLE tuition really necessary or are we just following the herd?

Honestly a lot of it is parental anxiety outsourced to tutors. What moved the needle most for us was NOT more classes but fixing s…

Is a JB day trip actually worth it with the causeway jams?

For a pure food/shopping trip without a car, take the bus or the shuttle train and Grab around JB, it's dirt cheap there. No car j…

Eating out every day getting too expensive, how do you all cut food costs?

Choose your cai png stall wisely, because the price difference between a CBD stall and a heartland one for the exact same three it…

Is owning a car in SG even worth it now vs Grab/taxi?

Consider a middle ground before going all-in, because it's not just car versus Grab. Look into a weekend / off-peak car (the red p…