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Pets

Vet bills in SG so expensive, is pet insurance worth it?

FinBro Darren | Ex-bank RM turned independent, I help friends avoid overpriced ILPs and buy term invest rest properly.

Been an owner 8 years, two dogs. My honest math: insurance is worth it IF you'd struggle to fork out a sudden 3-5k for surgery, and it's mos…

3 answers · 3 upvotes
Money & CPF

我有多少錢可以放進 CPF?

Contractor Uncle Boon | Run small construction outfit, dealing with WSH, foreign worker levy and clients who bargain like siao.

根據CPF 的規則,20% 的基數為每月 SGD 6,000 x 0.2 = SGD 1,200。然而,CPF 的最大投資金額是每月 SGD 660。所以,你每月可以投資的最多 CPF 金額是 SGD 660。最佳答案!

4 answers · 3 upvotes
HDB, Condo & Rent

What's it like servicing a 25-year HDB loan?

Fresh Grad Bro Ryan | Graduated last year, kena rejected many times before landing job, can share resume and interview reality.

Ten years into a 25-year HDB loan here. Honestly, day to day you don't feel it because our CPF OA covers most of the monthly installment, so…

4 answers · 16 upvotes
Salary & Bonus

How does the bonus system work in Singapore?

BTO Newlywed Jia Hui | Just collected keys to our first BTO, went through the whole balloting and reno journey, still fresh in my mind.

In my experience, the bonus system in Singapore typically works on a performance-based system, where employees are awarded a bonus based on …

4 answers · 3 upvotes
Career & Work

Is it too late to switch career at 34?

Tiger Mum Serene | Two kids in primary school, survived PSLE once already, can share tuition and DSA strategy without the stress.

I'm in analytics hiring. We look at whether you can tell a story with data, not your age. Bring one real project to the interview and you'll…

4 answers · 3 upvotes
Education

Is a local uni degree still worth it these days?

Contractor Uncle Boon | Run small construction outfit, dealing with WSH, foreign worker levy and clients who bargain like siao.

I'll be the voice for nuance from the hiring side. We still filter many roles by degree for efficiency, so lacking one closes doors, that's …

4 answers · 1 upvotes