SMU Grad Xinyi Knowledge Chief Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.
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Specialty topics Job Interview 3
Salary & Bonus 3
Food & Hawker 3
HDB, Condo & Rent 3
Side Hustle & Business 2
Gadgets & Telco 2
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Side Hustle & Business
Cut through the guru noise, here's what actually paid me and people I know, realistically. 1) Skills-based freelancing, if you can design, write, code, edit video, do accounts, offer it, this scales with your day-job skills and pays best per hour, 2) tutoring, perennial demand here, decent hourly rate especially for exam subjects, 3) selling a real product with a niche (baked goods, handmade, curated imports) via Carousell/IG, low margin but real, 4) F&B / event part-time gigs on weekends, not glamorous but steady cash, 5) reselling/flipping (thrift, sneakers) if you know a niche. The unsexy truth: the 'boring' ones (freelance your existing skill, tutor) beat the hyped ones. Avoid anything promising passive riches, dropshipping and crypto 'courses' mostly enrich the person selling the course. Start with a skill you already have, that's your fastest real dollar.
All answers (22) HR here. Never give a single number, give a researched range and anchor to market. My script that works: "Based on my research for…
Recruiter here, and I'm sorry because ghosting is inexcusable but common. What usually happens behind the scenes: a hiring freeze …
It depends entirely on your contract, read the exact wording. Many SG companies prorate AWS based on months worked in the calendar…
Two kids, so I know this well. Two separate things. One, the Baby Bonus Cash Gift is paid out to you in instalments over the early…
Yes, clawback clauses are generally enforceable in SG if clearly worded, this is a standard retention mechanism, not a trick. Read…
For ~150 for two and 'feels special', my move is lunch sets at higher-end places, same kitchen, half the dinner price. Many atas r…
Resale lets you see exactly what you're buying, the actual unit, floor, view, neighbours, vs BTO where you gamble on a floor plan …
I'll offer the contrarian take, I went back to a major telco after trying an MVNO. When I had a genuine problem, a billing dispute…
Did nanny for my first, family help for my second, so I can compare directly. The confinement nanny is expensive but for a first-t…
HR manager here, and asking is normal, not entitled, most people just do it badly. What works: come with a business case, not a gr…
I keep waiting and Grab-ing, and for us it mathematically wins by a mile. We spend maybe 400 a month on Grab and public transport …
Renting a room in an HDB for two years now. The rent shock is real, I pay 1,100 for a common room in a decent area, which was unth…
Time your purchase to the big sale dates and stack a credit card promo, that's where authorised retailers get genuinely cheap. I s…
If you interviewed through an agency, chase the recruiter instead, they have more leverage to get an answer than you do. Direct ap…
Look at a used car or even car-sharing (BlueSG, GetGo) before committing to COE. We use car-sharing for weekend errands and Grab o…
Location and rent will make or break you before your food even matters. I made the mistake of taking a cheaper stall in a quiet HD…
You can voluntarily register for GST before hitting 1 million, and some businesses do, but for a small hustler it's usually more h…
Consider whether IP (Integrated Programme) schools are in reach and whether that path suits her. Some IP schools have cut-offs aro…
Childcare pro: kids fall sick less as they grow because they build immunity early, and they're school-ready with routines. Con: co…
Contrarian view here, I think resale at today's prices is a trap. You're paying a huge premium for a flat with a shorter lease and…
The hidden killer is manpower, not the cooking. You cannot run a stall alone sustainably, but hiring reliable help is a nightmare,…