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Cars & COE

Is owning a car in SG even worth it now vs Grab/taxi?

Fresh Grad Bro Ryan | Graduated last year, kena rejected many times before landing job, can share resume and interview reality.

Ran the numbers properly before buying, so here's the framework. Total car cost = COE + OMV/price + road tax + insurance + parking (home + w…

3 answers · 4 upvotes
Career & Work

MNC vs local SME for career growth in your 30s?

CPF Guru Benjamin | Spent years reading every CPF policy update, I explain OA, SA, MA transfer and RA top-up in plain English.

I've done both. MNC gives you a brand name that opens doors forever, plus proper processes you can learn and carry anywhere. SME gives you r…

3 answers · 1 upvotes
Pets

Vet bills in SG so expensive, is pet insurance worth it?

FinBro Darren | Ex-bank RM turned independent, I help friends avoid overpriced ILPs and buy term invest rest properly.

Been an owner 8 years, two dogs. My honest math: insurance is worth it IF you'd struggle to fork out a sudden 3-5k for surgery, and it's mos…

3 answers · 3 upvotes
Career & Work

Retrenched at 45, feeling stuck. What did you do?

Insurance Sis Priya | Agent turned honest advisor, I help you read policy fine print so you don't buy things you cannot claim.

Been there at 47. First, breathe. Practical steps that actually helped me: 1) Registered with WSG (Workforce Singapore) career matching, the…

4 answers · 5 upvotes